Will Homeowners Insurance Pay For Mold Damage?

Can I keep my homeowners insurance claim check and make the repairs myself?

You’re Typically Allowed to Complete Your Own Repairs. In most cases, your homeowner’s insurance company will calculate the cost of completing work on your home. Or, in some cases you can complete the repairs yourself, or just leave your home as-is. Be sure to check and abide by all terms of your insurance policy.

Does State Farm cover mold damage?

Ask your homeowners insurance company whether it provides coverage for mold. Some insurance companies, like State Farm, have dropped coverage for mold altogether, even if it’s a result of storm damage. However, there are still some large national insurance companies that provide coverage for mold.

How much does it cost to get rid of mold?

The average cost of mold remediation is $2,325, with most homeowners spending between $1,500–$3,150 or $15 to $31 per square foot. A small mold removal job costs an average price of $500–$1,500 while a larger job costs around $3,000–$6,000.

How do professionals remove mold?

Scrub the surface mold stains from walls and wood trim with a mixture of 1 qt. water and 1/2 cup bleach mold cleaner to kill the mold. Use a soft brush and work until signs of the mold disappear. After scrubbing the surfaces, simply allow the bleach solution to continue to penetrate the surfaces and dry.