Is it possible to get a 850 credit score?
A FICO® Score of 850 is well above the average credit score of 704. An 850 FICO® Score is nearly perfect. You still may be able to improve it a bit, but while it may be possible to achieve a higher numeric score, lenders are unlikely to see much difference between your score and those that are closer to 850.
Is a 900 credit score possible?
A credit score of 900 is either not possible or not very relevant. The number you should really focus on is 800. On the standard 300-850 range used by FICO and VantageScore, a credit score of 800+ is considered “perfect.” That’s because higher scores won’t really save you any money.
What percentage of the population has a credit score over 800?
What is maximum credit?
The highest credit score on the most widely used scales is an 850. Scores fluctuate because they are a snapshot of your credit profile. The most-used scores at FICO, and at its competitor VantageScore, are on a 300-850 scale. Credit scoring company FICO says about 1% of its scores reach 850.
How long does it take to build credit?
The good news is that it doesn’t take too long to build up a credit history. According to Experian, one of the major credit bureaus, it takes between three and six months of regular credit activity for your file to become thick enough that a credit score can be calculated.
What is the hardest credit card to get?
American Express Centurion Card