Question: What Does A 800 Credit Score Get You?

What can you do with a 800 credit score?

  • 9 Things To Do When Your Credit Score Is 800.
  • Contact Your Credit Card Issuers.
  • Shop for New Car Insurance.
  • Refinance Your Car or Home.
  • Consider Credit Cards for Top-Tier Credit Scores.
  • Keep Paying Your Bills on Time.
  • Make Sure Your Credit Utilization Ratio Remains Low.
  • Don’t Close Credit Card Accounts.

What percentage of the population has a credit score over 800?

20 percent

What mortgage rate can I get with a 800 credit score?

Mortgages: Based on current quotes, borrowers who have a credit score above 760 qualify for a 30-year mortgage with rates as low as 3.6%. That compares to a 5% rate offered to borrowers who have a score below 640.

Is it possible to get a 850 credit score?

A FICO® Score of 850 is well above the average credit score of 704. An 850 FICO® Score is nearly perfect. You still may be able to improve it a bit, but while it may be possible to achieve a higher numeric score, lenders are unlikely to see much difference between your score and those that are closer to 850.

Can you have a 900 credit score?

A credit score of 900 is either not possible or not very relevant. The number you should really focus on is 800. On the standard 300-850 range used by FICO and VantageScore, a credit score of 800+ is considered “perfect.” That’s because higher scores won’t really save you any money.

Is 820 a good credit score?

An 820 credit score is a perfect credit score, believe it or not. Despite being just shy of the highest credit score possible (850), a credit score of 820 qualifies as perfect because improving your score further is unlikely to save you money on loans, lines of credit, car insurance, etc.