- 9 Things To Do When Your Credit Score Is 800.
- Contact Your Credit Card Issuers.
- Shop for New Car Insurance.
- Refinance Your Car or Home.
- Consider Credit Cards for Top-Tier Credit Scores.
- Keep Paying Your Bills on Time.
- Make Sure Your Credit Utilization Ratio Remains Low.
- Don’t Close Credit Card Accounts.
What percentage of the population has a credit score over 800?
What can 800 credit score get you?
An 800-plus credit score shows lenders you are an exceptional borrower. You may qualify for better mortgage and auto loan terms with a high credit score. You may also qualify for credit cards with better rewards and perks, such as access to airport lounges and free hotel breakfasts.
What can I do with a credit score of 750?
A 750 credit score is Very Good, but it can be even better. If you can elevate your score into the Exceptional range (800-850), you could become eligible for the very best lending terms, including the lowest interest rates and fees, and the most enticing credit-card rewards programs.
What can I do with a high credit score?
Having a high credit score opens the door to a lot of money-saving opportunities.
- Negotiate for Better Terms on Your Credit Cards.
- Apply for a Better Credit Card.
- Refinance Your Mortgage and Reduce Your Monthly Payment.
- Pay Off Credit Card Debt Without Paying Interest.
- Revisit Your Car Insurance Premiums.
Can you have a 900 credit score?
A credit score of 900 is either not possible or not very relevant. The number you should really focus on is 800. On the standard 300-850 range used by FICO and VantageScore, a credit score of 800+ is considered “perfect.” That’s because higher scores won’t really save you any money.
Does anyone have a 850 credit score?
For the FICO® Score* , one of the most commonly used credit scoring models, that mythical and seemingly impossible figure is 850. (FICO® Scores range from 300 to 850.) The truth is, Americans with a perfect 850 FICO® Score do exist. In fact, 1.2% of all FICO® Scores in the U.S. currently stand at 850.