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Today’s Mortgage and Refinance Rates

Product | Interest Rate | APR |
---|---|---|

30-Year Fixed Jumbo Rate | 3.920% | 3.950% |

15-Year Fixed Jumbo Rate | 3.410% | 3.420% |

7/1 ARM Jumbo Rate | 3.580% | 3.880% |

5/1 ARM Jumbo Rate | 3.430% | 3.810% |

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## What is the 30 year fixed mortgage rate?

Today’s 30-Year Mortgage Rates

Product | Interest Rate | APR |
---|---|---|

30-Year Fixed Rate | 3.620% | 3.770% |

30-Year FHA Rate | 3.430% | 4.150% |

30-Year VA Rate | 3.300% | 3.460% |

30-Year Fixed-Rate Jumbo | 3.680% | 3.750% |

## Is 4.75 A good mortgage rate?

*Interest rates assume a good credit rating and 20% down payment. **Amount doesn’t include property taxes, homeowners insurance, or HOA dues (if applicable).

The Cost Savings of Different Interest Rates for a $200K 30-Year Fixed Loan.

Interest Rate* | Monthly Mortgage Payment** | Total Interest Costs |
---|---|---|

4.75% | $1,043 | $175,592 |

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## Is 3.75 A good mortgage rate?

Mortgage giant Freddie Mac said Thursday the average rate for a 30-year fixed-rate mortgage jumped to 3.75% from 3.69% last week. By contrast, the benchmark rate stood at 4.94% a year ago. The average doesn’t include extra fees, known as points, which most borrowers must pay to get the lowest rates.