FICO scores range from 300 to 850.
Getting a perfect credit score may be extremely difficult, but there’s really not much of a difference between getting 780 or 800+ credit score.
A score of 780 or more will get you the same interest rates as someone with a perfect score.
How do you get a 800 credit score?
Here are eight steps you can take to get an 800 credit score:
- Know the Facts.
- Establish a Long Credit History.
- Pay Your Bills on Time.
- Redefine Credit Card Usage.
- Diversify Your Accounts.
- Cut Spending.
- Limit Your Liability.
- Restrict Hard Inquiries.
What percentage of the population has a credit score over 800?
Is it possible to get a 850 credit score?
A FICO® Score of 850 is well above the average credit score of 704. An 850 FICO® Score is nearly perfect. You still may be able to improve it a bit, but while it may be possible to achieve a higher numeric score, lenders are unlikely to see much difference between your score and those that are closer to 850.
Does an 800 credit score matter?
800 credit score benefits. An 800 credit score is a perfect credit score, believe it or not. Despite being just shy of the highest credit score possible (850), a credit score of 800 qualifies as perfect because improving your score further is unlikely to save you money on loans, lines of credit, car insurance, etc.